financial freedom

I've just wachted
https://www.youtube.com/watch?v=1eag7mKYDvU
It reminds me Dennis Prager talking.
Pastor John MacArthur at 53'31'' of the video, mentions financial freedom as positive concept. The idea is to escape the debt bondage.
Let me rethink the pursuit of financial independence. It must be a different concept than financial freedom. In financial independence, the plan is to escape a job living by passive income. Thus, financial independence (passive income enough to cover the living costs) requires much more wealth then financial freedom (no debt). My thoughts about financial independence:

Pros

• A believer may have money. The Bible supports that it is necessary to work. It also supports that the one who works must be paid. Consequently, the Bible supports that a believer receives money (money is not evil). The wise generates wealth what is very necessary to financial independence. In fact, laziness is condemned. 
• wealth concentration is not bad because people are different. In the parable of the talents, there is a concentration of wealth. The rich gets richer, the poor, poorer. The world names it as "the principle of Matthew" because it is based on the Matthew gospel. Although the world sees wealth concentration as a sign of greedy, the Bible, in fact, doesn't condemn it. We find the Matthew principle in the Bible (in Matthew and Luke) but I really can't find a verse condemning the rich just for being rich. The greedy person is condemned. It is wise to let the more capable to use more money. It is also foolishness to let the slugger eat without working (as the world advocates and the Bible condemns). So, financial independence must not be condemned just because it concentrates wealth.
• The wise knows how to spend money. He spends less than his income - salary. It is prudent to do so, and foolishness to do otherwise. In general, prudence must lead to wealth.
• The wise plans to invest money and shuns evil.  As he doesn't follow the crowd in its foolishness (investing in bitcoin - for instance), he escapes a lot of troubles. The fool wants fast money, the wise doesn't care about it.
• Honest wealth is a blessing because it gives the resources for the rainy days. I think that the Lord blesses me by my job as a professor. Despite this, I am always listening to rumors about problems on my job where I could be fired. It is a relief not to depend only on my salary. 
• family support - financial independence enables me to sustain my family easier. Some Christians confuses "live by faith" with "test the Lord" when don't prepare for the rainy days.
• focus - financial independence enables me to separate what is important and what is futile. Even in my job, I could be led to make a lot of foolishness following another professor more important than me, just for the fear of loosing my job.
• opportunities - wealth is like instruction. It opens a world full of opportunities. For instance to travel to a different country. I know I have to be more generous. Wealth may be used for charity - help a brother in need. 

Cons

• financial independence as the purpose of living. I live for Jesus and not to have financial independence; but it is very easy to loose focus. Financial independence may be achieved following Jesus, but it is not the goal. In fact, Jesus could ask me to abandon my wealth (I hope not). I confess that I am still focused on it, but I was much more. It requires effort and discipline to understand how money is spent and keep searching for a better allocation. However, it requires effort to follow Jesus too. My wicked heart is very prone to put money in first place as it would be some Provider. 
• wasting a life on financial independence. I confess I was spending much more time and effort in achieving financial independence than in following Jesus. I improved, the Lord improved me; but I have to let my Lord works more on my wicked heart. I think that my Lord wants me to be wise on allocating money, but there must be a limit of time spent on this activity. In fact, now I suppose that I will be a better money manager with the Lord. 
• lack of contentment. For a non christian, it is very easy never to be satisfied with his wealth. I was like that. Even for a christian, it is very tempting to believe that it is necessary to save more and more and more in a ever accumulating process. 
• Jesus said not to accumulate money on earth. The money is not to be closed in some kind of "money generator machine" useful for a egoistical purpose. Perhaps, it would be wise for one person to put a limit to his own wealth. Perhaps, it would be wise to stop earning money and dedicate to a philanthropic cause. Although people are different and we may take wealth concentration as a normal thing, certainly, a believer must not devote his life on accumulating wealth because he has a higher call: to serve the Lord. 
• devotion to Mamon = Money as a god. The pursuit of financial independence makes a person to always think on money. I know that because I was like that. I came from a naughty family. The idea of financial independence was practically written in my DNA, but for me, there was some stress, fight with my wife for small money (and she spends big). I don't have to be so naughty; in fact, the Lord wants me to be generous. The Bible (in Timothy) condemns the love of money. It is a great temptation for someone who pursuits financial independence to love money as his redeemer. Jesus asked the rich man to abandon his wealth and follow him in order to have eternal life (at least, when Jesus was replying to his question - Master, what do I have to do to gain eternal life?) but eternal life doesn't come by giving everything to the poor, it comes by the proper faith in Jesus as the Messiah. So, Jesus was in fact telling the rich guy: you are not good, you are greedy and you must surrender to me in order to have eternal life because I am the source of life. 
• lack of generosity. It is very easy to believe that financial independence will provide me a good life. When I believe on it, I am very naughty. The Lord wants me to be generous. Generosity is a sign of a Christian. I know I have a lot to improve in this area. I think I am improving... but I am not so sure about that. Let me see: I am not fighting with my wife nowadays about money.
• lack of enjoyment. It is foolishness to work and not enjoy its fruit. In Ec 6:  God gives some people great wealth, riches, and honor. They have everything they need and everything they could ever want. But then God does not let them enjoy those things. Some stranger comes and takes everything. This is a very bad and senseless thing. The pursuit of financial independence may restrain some comfort to me, my family and others that is nonsense. This is very clear when I see my parents.

 In conclusion, wealth can be a gift from the Lord, but depending on how it is pursued, it is a curse to the infidel. Let me live with wealth that the Lord blesses me and be grateful with that. Let me see my Lord's providence so that I don't become a slave of money.